Tax planning in Ottawa that pays for itself.
Treehouse CPA provides proactive tax planning for incorporated business owners in Ottawa and across Canada — compensation strategy, wealth extraction, corporate reorganizations, and succession planning. Filing is compliance; planning is where the real savings are. Every plan is built and delivered by Majdi Ibrahim, CPA.
Who this is for
- ✓Incorporated business owners deciding between salary and dividends
- ✓Owners with retained earnings trapped in their corporation
- ✓Families thinking about succession, estate freezes, or trusts
- ✓Real estate investors structuring holdings and sales
What Treehouse CPA does
Compensation strategy
Salary vs. dividends, bonus timing, and income splitting within TOSI rules — structured to minimize total family tax.
Wealth extraction planning
Drawing from your corporation efficiently using RDTOH, the capital dividend account, and GRIP balances.
Corporate reorganizations
Section 85 and 86 rollovers, share exchanges, and holding company structures — done right, with documentation.
Succession & estate planning
Estate freezes, family trusts, and exit strategies that protect what you've built from unnecessary tax.
How it works
Free intro call
Describe your structure, income, and goals. Majdi tells you honestly whether planning will pay off.
Scoped proposal
Planning work is scoped and priced in writing before anything begins.
The plan
You get specific, written recommendations with the tax math shown — not vague suggestions.
Implementation
Majdi coordinates with your lawyer where needed and handles the filings and elections.
Problems this solves
- —Paying yourself the same way every year without checking if it's still optimal
- —A large corporate cash balance with no extraction strategy
- —An accountant who files returns but never suggests anything
- —Facing a business sale or transition with no tax structure in place
- —Capital gains decisions made without knowing the real after-tax numbers
Why Majdi Ibrahim, CPA
Majdi Ibrahim is a CPA (CPA Ontario) and the founder of Majdi Ibrahim, CPA Professional Corporation, operating as Treehouse CPA in Ottawa. Before going full-time with his own practice, he spent nine years at Brookfield Renewable Partners (NYSE: BEPC) — one of the world's largest publicly traded renewable power companies — working across FP&A and controllership, with three years in public tax practice before that.
Every file at Treehouse CPA is handled by Majdi directly — no juniors, no account managers, no handoffs. Clients get flat-fee pricing confirmed in writing before work begins, and a 5.0-star Google rating backs up the approach.
Frequently asked questions
What does tax planning actually involve?
Tax planning means structuring your compensation, corporate setup, and transactions before they happen to legally minimize tax — things like optimizing salary vs. dividends, timing capital gains, using the capital dividend account, or freezing an estate before a business grows further. It's distinct from tax filing, which just reports what already happened.
Is tax planning worth it for a small corporation?
Usually yes, once a corporation earns more than the owner needs to live on. Even basic compensation optimization often saves multiples of the planning fee every year. In a free intro call, Majdi will tell you honestly whether there's enough opportunity to justify the work.
What is salary vs. dividends and why does it matter?
It's the choice of how an owner-manager pays themselves from their corporation. Each option has different tax rates, RRSP room, CPP, and payroll implications, and the optimal mix changes as rules and your income change. Getting it wrong quietly costs thousands per year.
Do you provide written tax opinions?
Yes. For complex transactions, Treehouse CPA prepares written tax opinion letters — defensible, clearly reasoned, and signed by a CPA.
Ready to talk it through?
A free 30-minute call with Majdi — no obligation, no pressure. You'll leave knowing exactly where you stand and what it would cost.